Venkat Attaluri

Senior Specialist

Venkat leads MSC’s Digital Financial Services domain in Africa. During his 16 years of experience, he has consulted over 85 institutions including commercial banks, mobile money operators, central banks, governments, agent network managers, MFIs and technology service providers in Afghanistan, Cambodia, Ethiopia, India, Kenya, Liberia, Malawi, Nepal, the Philippines, Uganda and Zambia. His areas of expertise include: project management, formulation of strategic plan, agency channel development, scoping and segmentation, customer centric product development and process design, financial inclusion indicators development for central banks, agent network management, market research, pilot testing and roll out, business projections, SME finance, internal audit and controls, risk management, staff incentive schemes and training.

Posts by Venkat Attaluri

Design Considerations for Credit Scorecard for MSME Financing

One of the major challenges faced by MSMEs is the lack of access to finance. Through this paper, we suggest a fresh approach by introducing simple but effective credit scorecard.

Progress and Challenges with KYC and Digital ID

The blog highlights the progress and challenges with KYC and digital identification

Design Considerations for Credit Scorecard for MSME Financing

One of the major challenges faced by MSMEs is the lack of access to finance. Through this paper, we suggest a fresh approach by introducing simple but effective credit scorecard.

Pitfalls of SME Lending

Microfinance banks and MFIs generally venture in to SME financing without understanding the model and common pitfalls, which might result in losing the portfolio. In this episode, MSC’s Specialist, Venkata N. A., discusses the common pitfalls of SME financing. In his words “SME financing is completely different from Joint Liability Group model of lending. It […]

Success Factors of Equity Bank’s Agency Banking

This briefing note, discusses in detail, the key strategic and operational factors behind the success of Equity Bank’s agency banking model.

Why Do People Not Join or Drop Out of SHGs?

MicroSave conducted this study to assess the reasons for women not joining or dropping out from SHGs in Andhra Pradesh, and to provide recommendations to financial service providers to address the issues and concerns of clients by devising appropriate solutions.

Governance in Member Owned Institutions – Community Microfinance

This note address that strong governance in member owned institutions (MOIs) give members and investors confidence and are necessary foundation for successful community-based organisations.

What Do Clients Want in E/M-Banking Agents?

This Note describes clients’ preferences for desired agent profiles in India, and looks at how this data could be used when selecting agents.