TVS Ravi Kumar

Senior Manager

T.V.S. Ravi Kumar is a Senior Manager in MSC’s Country Development Program Indonesia. He is a microfinance and banking consultant with over 10 years of experience in microfinance and private sector development. He has undertaken consulting assignments with banks, MFIs, international development agencies in India, Indonesia, Sri Lanka, and the Philippines.

T.V.S. Ravi Kumar is a Senior Manager in MSC’s Country Development Program Indonesia. He is a microfinance and banking consultant with over 10 years of experience in microfinance and private sector development. He has undertaken consulting assignments with banks, MFIs, international development agencies in India, Indonesia, Sri Lanka, and the Philippines. Ravi’s areas of expertise include digital G2P payments, microfinance, SME finance, and value chain finance. He specializes in strategic business planning, product development and process, and channel innovations. Prior to joining MSC, Ravi was a development professional in promoting microfinance and livelihood for the low-income segment in Central India. His role was to oversee the implementation of the community-based microfinance program and launch new private sector development initiatives, such as aggregation services for agriculture produce, developing sanitation finance and dairy finance products. He is a Management Graduate from the Institute of Rural Management, Anand, and has a bachelor’s degree in Mechanical Engineering from NIT Kurukshetra. He is fluent in English, Hindi, and Telugu.

Posts by TVS Ravi Kumar

Indonesia’s experiment with digitising food subsidy payments: The story so far

The note summarises key findings of the current scheme for social transfer of food subsidy (BPNT) in Indonesia

Third-Party Agent Network Managers: The Missing Element in Indonesia’s DFS Sector

This blog is second in the series on the key findings and recommendations of the recently concluded Agent Network Accelerator (ANA) Indonesia survey

Re-thinking MFI Operations using Mobile Technology

The authors describe why evidently, time is ripe for micro-finance Institutions in Indonesia to leverage technology and take their operations to the next level.

Financing WASH: Key Considerations for MFIs

This Note explores some key strategic issues that determine the potential for a WASH finance portfolio including ecological factors, public good nature, infrastructure, capital and collaborations with WASH product/service.

Water and Sanitation Loan Products for MFIs

This video explores the new area of WatSan financing as a potential segment for MFIs. MSC’s Senior Analyst, TVS Ravi, highlights the demand for improved water and sanitation across the world and what role microfinance can play in improving access to water and sanitation. The major issues which MFIs have to keep in mind before […]

Solving Indonesia’s sanitation woes

In this blog, the author argues that microfinance loans have potential to solve the Indonesia’s sanitation woes.

The Collection Methodologies in Group Lending

This Note compares the three most commonly practiced instalment collection methods in group lending and concludes that MFIs will have to devise ways to ensure continuity in their interface with clients.

Characteristics of Mumbai Microfinance Market

This Note analyses the way poor entrepreneurs in Mumbai currently finance their businesses, and the options and opportunities for MFIs in Mumbai.