Graham Wright

Group Managing Director

Graham A.N. Wright is the founder and Group Managing Director of MSC. He pioneered much of the core of market-led approach used by MSC.

Graham A.N. Wright is the founder and Group Managing Director of MSC. He pioneered much of the core of market-led approach used by MSC. He has around 30 years of experience in emerging markets underpinned by five years of experience in management consultancy, training and audit with Arthur Andersen in Europe. Graham has worked with banks, MFIs, telecoms, and regulators in Bangladesh, India, Indonesia, Nepal, Pakistan, the Philippines, Vietnam, Zimbabwe, Kenya, Uganda, South Africa, Tanzania, and Zambia. Graham oversees Digital Financial Services, Strategic Initiatives, Knowledge Management, and Global Insights within MSC. During his time as the head of MSC in Africa, he spearheaded work to transform both Equity Bank and Kenya Post Office Savings Bank and collaborated in the design and initial testing of M-PESA. He has headed several teams working on digital financial services solutions for banks, mobile network operators, and MFIs in Asia, Africa, and Latin America.

Posts by Graham Wright

Lessons from MicroSave’s Action Research Programme (2006)

This note documents the progress made under the Action Research programme of MicroSave during 2006.

Cooperatives – The Flawed Gem of Indian Rural Finance 

This note discusses the vast networks of cooperatives in delivering financial services in India. The overall financial performance of the cooperatives is weak when compared to commercial banks in India.

Loan Portfolio Assessment in Practice

This note talks about the significance of loan portfolio to the stakeholders in order to understand risks in the MFI’s loan portfolio and the systems/procedures used to mitigate this risk.

Lessons from MicroSave’s Action Research Programme (2005)

This note documents the lessons learned in 2005 under the Action Research Programme of MicroSave. Focusing on strategy, the note discusses strategic alignment.

Mobile Phone-Based E-Banking: The Customer Value Proposition 

The note highlights the reasons as to why should low income segment prefer technology—if it is secure, convenient, low cost, accessible/liquid and easy to transfer.

Catalysing Capacity Development: Assessing the Need for Training 

This note summarises the key findings and recommendations of a study conducted by MicroSave to understand and analyse the need for training in different regions of the country.

Cash, Children or Kind? Developing Security for Low-Income People in Old Age in Africa

This note outlines the economic and social challenges which come with old age. It outlines the general saving methods, focuses on educating people on why and how to save.

Lessons from MicroSave’s Action Research Programme (2004)

Under its Action Research Programme, MicroSave learns and disseminates lessons relating to market-led microfinance. This note documents lessons learned during 2004.